I am writing this post on 29th December 2014. This year likely to get over within few days and New Year 2015, going to start. I would like to share few of my learning, which would be helpful for your resolution planning, in case if you have not planned any.
Most of us working sincerely and hard for your organizations, accounts, departments, better than our roles, so that our supervisors, gets impressed and recommend for hike, promotion or on-site opportunity, which in turn our incomes, by which we can feed our family, dependents better. Its very normal and common. I would like to share few past events and future directions.
PAST EVENTS
Industry Challenge
(a) Many of you might have seen porter in the railway stations, do you see now? do they exists? NO. Where they have gone? Some one from some part of world, innovated wheels for your briefcase, which has comforted people to carry their own luggage. That's it. That entire industry is wiped-off.
(b) When did you written letter to your dear ones recently? Not able to remember!!! or You do not love anyone? you do not have anyone to deserve that level?....just joking. I am sure you have been surrounded with so many good people, and still you will be blessed more. But the focus is, we do not really write any letter. We send SMS(Short Message Service) or call or Skype or Emails. Some one have upgraded the technology and that influenced to clear all these people income opportunities.
(c) Tell me honestly, would you spend money to buy calculator? would you spend money to buy Camera? would you spend money to buy Walkman? NO. why? I am your sure you are smart and carrying smart phone, which has all these features. Excellent. Good decision. But what about people representing those industry? How about their incomes? Literally cleaned up by the telecom revolution.
Company / Organization Challenge
(a) Assume you are working sincerely with your company, but somehow, their was difference in opinion or misunderstanding or conflict between your management, your team, your customers, your vendors, do you think you can continue further more in the same company and role? Either you have put papers or they would request you to move out or they stagnate your career progression.
(b) Assume you maintain excellent relationship with all your stakeholders, due non-influencing changes like, political, economical, social, technological, environmental, ecological, legal influences, your company revenues reduced drastically. What do you think your company owner would do? Either they sell it off or shut down their business. In case if they sell it, what would new company owner would do? they dictate new terms to the existing employees, either reduce the salary, or replace the staff. In case if they shut down their business, then, as employees, they need to find new employer, and again start from fresh, to gain better image, which would later influence incomes.
(c) Assume if everything goes well, and company owners gets into scams, like Enron Scandal or Satyam computers Scam, what would happen? The first attack is on the employees. They will be sacked out of their income source.
Inflation Challenge
During 1940's, if you have Rupees 10, you can run your family expenses Royally.
During 1960's, if you have Rupees 100, you can run your family expenses cozy manner.
During 1980's, if you have Rupees 1000, you can run your family expenses comfortable manner.
During 2000's, if you have Rupees 10000, you can run your family expenses decent manner.
Do you think, their would be year called 2020, what would be likely money required to run family expenses.
During 2020's, if you have Rupees 100000, you can run your family expenses, 'Somehow' manner.
Salaries, definitely increase, but also inflation increases dramatically. Already, few analysts analysed all these parameters and published few papers for public information, for cautioning purpose. The essence of it is, Salaries increase by 5% to 8%, but inflation growing more than 3 times of it. So, as employees, we are working very hard, harder, and becoming poor, poorer.
Government Influence
As Government, they have already seen the pinch of it and they have taken so many initiatives to manage these situations. Let me summarize some of them.
(a) There is NO pension for government employees, either it be central or state government.
(b) They have started asking people to take VRS(Voluntary Retirement Scheme), so that government expense can be managed.
(c) They have already asked private companies, to take over some of the Government companies, or undertakings.
(d) Few areas, where government have faced public resistance, they have stagnated government enterprises to perform for results and private companies were allowed & asked to operate comfortably, by providing so many subsidiaries.
(e) Most of the areas, government have already stopped recruitment for new staff or replacement staff, instead, they employ temporary staff, so that liability does not exist with Government.
(f) Few segments of the business, government, wanted to be watchdog, by providing guidelines, rules, regulations, to collect taxes and allowed as well as asked foreign partners to play dominance.
So government cannot and may not help you or your family or your dependents.
FUTURE DIRECTIONS
What does the above mentioned challenges, communicate to you. I am not here to threaten any of you, but wanted to caution the rough road ahead of you. In case if you wanted to be safe and smart, please do not depend upon only one income source i.e. SALARY. Always salaries, which is known wages, is not smart way of making money. You need to think out of the box to think about generating profits, but setting up business, for which I can help you.
By referring the Past few decades, few countries were ruling the world, then slowly, it went to few corporations were ruling the world, then it went few communities were ruling the world. In upcoming days, few individual people, going to rule the world. If you take decision, you can be one of the person, with me.
In case if you are serious to generate additional source of income, without disturbing your primary source of income, and if you take decision as resolution, then, definitely I can help you to achieve the same. You can reach me.
emails: sskanagaraj@gmail.com; sskremail@gmail.com
Cell: 9840213856
Skype: kanagarajss
Social: www.facebook.com/sskanagaraj
Professional: www.linkedin.com/in/sskanagaraj
Physically located at Chennai, India, but can connect with anywhere and help people anywhere in the world, which is my motto.
CONCLUSION FOR NEW START
Whatever missed or got over, its OK. But look at this new year, as NEW and take decisions to provide your financial support by unconditional manner, whether you exist or not. Because your family and dependents to be safeguarded for better things in life. I hope your are smart and responsible person at least for your family and dependents.
Lastly, I heard from great business leader say, 'Not be POOR, Be RICH'.
Definition of POOR - People Overlooking Opportunity Repeatedly......
RICH - Recurring Income Creates Happiness......
I want you to be RICH. HAPPY NEW YEAR 2015.
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